Praka Nasri Gugur saat Tugas Jaga Perdamaian di Sudan, Tinggalkan Istri yang Tengah Hamil Anak Kedua

Car insurance for young drivers If you have just passed your test and are itching to get out there on the open road, you are likely to find that you won’t be able to get that modified motor you were dreaming of. This is because, unfortunately, car insurance for young people is often expensive. Young drivers insurance costs an average of £1,197 for a fully comprehensive policy in May 2018, according to MoneySuperMarket data. Since young drivers aged 18 to 24 are considered the riskiest on the road, it’s no secret that they tend to pay more for their insurance. Car insurance for young drivers is expensive because young motorists are considered statistically riskier drivers by insurers, so are more likely to make a claim. In fact, 19% of 18 and 19 year olds made a claim on their car insurance between January and April 2018. While it can be challenging to find cheap car insurance for younger drivers, it is not impossible. This guide will help you find a better deal for your car insurance, hopefully without breaking the bank. What are the cheapest cars to insure for young drivers? All cars are classified into insurance groups, numbered from one to 50, and as such the cheapest cars to insure will sit in the first few groups. More powerful cars, or those which have been modified or have an improved performance, will sit in the higher groups making them much more expensive for a young driver to insure. As of May 2018, the cheapest cars to insure for drivers under 25 are: ar manufacturer and make Average annual premium Seat Mii £766.08 Ford Ka £798.56 Fiat 500 £809.76 Volkswagen Up! £813.12 Peugeot 107 £814.24 Kia Picanto £824.99 Mini One £824.99 Citroen C1 £825.44 Hyundai i10 £831.12 Data collated between January and April 2018, from cars in insurance groups 1-3, and manufactured from 2006 onwards. Based on car insurance quotes run on MoneySuperMarket. As the table shows, your ideal car might not be the best option if your priority is saving money on your car insurance. It pays to do your research, and opt for a model of car which could be cheaper to insure. As a younger driver, you’ve probably got a few car models in mind already. Our car insurance comparison service lets you research different types of car to get an idea of what cover you could get, and at what cost. Best insurance for young drivers Everyone must have insurance, by law, and the minimum level of insurance you can have is third party car insurance , followed by third party fire and theft (TPFT), which offers you more protection for your vehicle. The most extensive level of cover is fully comprehensive car insurance, which covers you for most outcomes. It’s important to compare all levels of car cover because fully comprehensive is rarely the most expensive option, contrary to what you might expect. This is because third party, and TPFT, have become the reflex choice of risky or convicted drivers looking to save money. This has prompted insurance companies to significantly raise the price of these policies. In fact, an average third party only policy will set you back around £1,050* more than the average fully comprehensive policy, if you are a young driver. That’s because the average cost for a third party only policy for 18 to 24 year-olds was £ 2,263.35, compared with £1,197 for a third party only policy, according to average quotes run on MoneySuperMarket in May 2018. Consider the ‘telematics’ option Whether you call it black box or telematics car insurance, this satellite technology offers an effective way to lower the cost of car insurance for young drivers – MoneySuperMarket data shows that you could save £385.25 on average, which is a lot of money for young drivers. It works by using a small transmitter in your car, or via a smart phone app, to relay information on your driving style and driving patterns back to your insurer, so they can base the price of your premium on how you actually drive. Telematics insurance relies less on how people in your demographic drive. This approach is viewed as a fairer way of pricing policies and has seen many young drivers have their premiums significantly reduced. Black box insurance becomes much less impactful as you get older and more experienced as a driver, so it might be worth considering before you hit 25 years old. Cheap car insurance for young drivers The good news is that there are a number of ways to get cheaper car insurance for young drivers: Compare car insurance quotes: By using our comparison tool you can instantly compare car insurance quotes to find the best cover to suit your motoring and financial requirements. Improve your driving skills: Some insurers will reduce your premium if you have completed Pass Plus. Add a named driver: Remember it’s crucial that the person who does the most driving in that car is listed as the ‘main driver’. Only 34% of young drivers utilise this way of making their policy cheaper, so there are plenty of younger drivers who could. Pay upfront for your annual car insurance: Paying monthly can cost more due to the interest charged on instalments. Pay a voluntary excess: Keep in mind that, after a certain level of excess, the cost of cover doesn’t change, and you must be sure that you can afford the level of excess that you have set for yourself. Compare young drivers insurance with MoneySuperMarket It is a good idea to compare car insurance quotes as a young driver as MoneySuperMarket search through hundreds of competitive policies to do the hard work for you. If you are a young driver, we could help you find an affordable policy tailored to your needs. When you compare, you will be asked about your car, where you live, your occupation and if you have any convictions – driving or otherwise. It is important to answer truthfully and disclose anything you feel may be required. If you do not, then when you make a claim your policy could be invalid and your claim will be rejected. Comparing car insurance only takes a few minutes and you could save hundreds of pounds on your premium. Get your journey started today and find the correct policy for you. https://www.moneysupermarket.com/car-insurance/young-drivers/